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Liability waiver · Michigan

Free Michigan Liability Waiver Form

A Michigan liability waiver form in Word, with the fairly and knowingly made test, Woodman v. Kera on minors, the MCL 700.5109 exception and UETA.

MICHIGAN AT A GLANCE
Pre-injury releases of negligence
Enforceable
Skotak v. Vic Tanny International, Inc.
Parent signing for a minor
Limited: a parent can waive some claims, with conditions
Woodman v. Kera LLC
Gross negligence
Cannot be released. Lamp v. Reynolds
Electronic signatures
Uniform Electronic Transactions Act, Mich. Comp. Laws §§ 450.831 to 450.849
Personal-injury limitation period
3 years, Mich. Comp. Laws § 600.5805(2)
Research status
Reviewed against primary sources on . General information, not legal advice.

Michigan is a comparatively friendly state for a business that writes a careful release and a difficult one for a business that thinks a sign or a sentence at the top of a sign-in sheet will do. The courts do not police type size, capital letters or where on the page the release sits. What they police is whether the document actually told the person what it was doing to their rights, and whether it was fairly and knowingly signed. Two fitness-industry cases, decided nine years apart on almost identical facts, mark out both edges of that rule, and a birthday party at an inflatable play centre settled the separate question of whether a parent can sign for a child.

This page is general information and not legal advice, and a Michigan lawyer should read your form before you put it in front of customers. Every case and statute named here is linked further down.

How Michigan treats liability waivers

The starting point is short. It is not contrary to this state's public policy for a party to contract against liability for damages caused by its own ordinary negligence. Skotak v. Vic Tanny International said so in 1994 and Michigan courts have repeated it since. From there the validity of a release turns on the intent of the parties, and a release is set aside only in defined circumstances: the releasor was dazed, in shock or under the influence of drugs; the nature of the instrument was misrepresented; or there was other fraudulent or overreaching conduct. Nothing on that list is about how the document looked.

Skotak itself shows how forgiving the test can be. A health-club member died of a heart attack in the club's steam room and his widow sued, alleging that the staff had never been trained to give cardiopulmonary resuscitation. The membership agreement contained a paragraph releasing and discharging the seller and all associated gymnasiums, their owners, employees and agents from any and all claims arising out of the member's use of the facilities. The widow argued that wording about using the gym could not stretch to a failure to train staff. The Court of Appeals disagreed, holding that the inclusive language clearly expressed the club's intention to disclaim liability for all negligence, including its own, and that interpreting it was a question of law for the court. Cole v. Ladbroke Racing Michigan reached the same result for a racetrack release that first recited the inherent dangers of the stable area and then waived all liability.

Xu v. Gay marks the other edge, and it is the case a Michigan business should read before drafting. A man using a complimentary pass at a fitness centre signed a sheet whose opening paragraph said that the centre assumes no responsibility for any injuries and/or sicknesses incurred. He fell from a treadmill that stood two and a half feet from a wall, struck his head and died. The court found the sentence perfectly unambiguous and still refused to treat it as a release, because it does not inform the reader that he is solely responsible for injuries incurred or that he waives the centre's liability by relinquishing his right to sue. Words like release, waiver and disclaim are not legally necessary, the court said, but at a minimum a release should explicitly inform the reader regarding the effect of the release. That single sentence is the whole Michigan drafting standard.

Waivers signed for minors in Michigan

Michigan answered the parental-waiver question at the highest level and then the Legislature answered it again, more narrowly than most businesses expect. In Woodman v. Kera LLC a father signed a waiver before his five-year-old son's birthday party at an indoor inflatable play centre. The boy jumped off a slide and broke his leg. The Supreme Court affirmed the Court of Appeals and held that under Michigan's common law a parental pre-injury liability waiver is unenforceable. The reasoning had two steps: a minor lacks the capacity to contract, so the waiver could not have bound the boy had he signed it himself, and a parent cannot contractually bind his or her minor child. The Court also declined to change the common-law rule, noting that the protections for minors exist for the minors' benefit and that the Legislature is better placed than a court to weigh the social trade-offs.

The Legislature took the invitation and added section 5109 to the Estates and Protected Individuals Code. Read it closely, because its four limits are the whole point. A parent or guardian may release a person from liability for a minor's injury in a specific recreational activity, but only where that activity is sponsored or organised by a nongovernmental, nonprofit organisation; only in favour of the sponsor or organiser and of someone who is paid or volunteers to coach or assist; only in writing; and only for injury or death that results solely from the inherent risks of the activity. Subsection (4) then says in terms that a release under the section does not limit the liability of the released party for its own negligence or the negligence of its employees or agents.

For a youth sports league or a nonprofit camp, that is a real but modest protection: it covers the risks that come with the game, not the risks the organisation creates. For a trampoline park, a climbing gym, a riding stable or any other commercial operator, section 5109 does not apply at all and Woodman is the law. Collect the guardian signature anyway. It documents consent to participate, authorises emergency treatment, records that the family was told what the activity involves, and releases the parent's own derivative claims. Keep it until the child turns nineteen, which is where Michigan's tolling rule closes the window.

What the waiver must say to hold up in Michigan

Because Michigan judges the document by what it communicates rather than by how it is set, the drafting work is in the sentences. Start by stating the effect in the first line of the release paragraph, in the words Xu found missing: the participant releases, waives and discharges the named business and gives up the right to sue for injury. Name who is protected, which in Skotak meant the owners, employees and agents as well as the business. Then say that the release covers claims caused by the negligence of those people. Michigan does not require the word negligence, and Skotak's any-and-all-claims wording was broad enough without it, but including it removes the only argument Xu left standing.

Next, describe the activity and its real risks. Cole's release worked partly because it recited the specific dangers of the area the signer was entering before it asked for the waiver, which makes it far harder to argue later that the document was not knowingly signed. Add the exclusion for gross negligence and wilful and wanton misconduct, because Michigan will not enforce a release of either and a clause claiming to sweep them in reads as overreaching. Keep a severability clause. Keep the signature the participant makes personally wherever the participant is an adult, since the wrongful-death claim rises and falls with the participant's own.

Two statutes add fixed text that has nothing to do with the release itself. If horses are involved, the equine activity liability act requires the statutory warning to be posted in conspicuous letters no less than one inch in height in a clearly visible location close to the activity, and the same warning to appear in clearly readable print in every written contract for instruction, professional services, or the rental of an equine, tack or equipment. If you run a roller rink, the roller skating safety act requires you to post the duties it places on skaters and spectators in conspicuous places and keep the signs legible. Neither statute replaces a release; both are conditions on the separate statutory protection.

Gross negligence and what a Michigan waiver cannot cover

Lamp v. Reynolds is the case to know. A motocross racer had signed two releases before a race at a dirt track. On the last lap he drifted to the smoother ground at the edge of the course, rode through four-foot weeds at forty to fifty miles an hour and hit a tree stump, wrecking his knee. The Court of Appeals held that although a party may contract against liability for harm caused by his ordinary negligence, a party may not insulate himself against liability for gross negligence or wilful and wanton misconduct, so the releases did not automatically bar the claim. On the facts the trial court had found the conduct wilful and wanton, and the appellate court agreed: the operators had known about the stump for years, knew racers routinely left the track, had the equipment to remove it easily, never cut the weeds hiding it and never warned anyone.

What counts as gross negligence has a borrowed definition. Michigan's old common-law version was really the doctrine of last clear chance, and the Supreme Court abandoned it in Jennings v. Southwood, adopting instead the governmental tort liability act's formula at MCL 691.1407(2)(c): conduct so reckless as to demonstrate a substantial lack of concern for whether an injury results. Xu v. Gay applied that same formula to a contractual waiver on the reasoning that a waiver and a statutory immunity serve the same purpose. Xu also supplies the limit that helps defendants: evidence that only establishes ordinary negligence does not create a question of fact on gross negligence, which is why the fitness centre won on that count even with an expert calling its owner the worst educated club operator he had seen.

The practical reading is that the release handles the ordinary case and nothing else. Write the exclusion honestly, then spend the effort where the claim will actually be fought: documented inspections, maintenance records, written procedures, trained staff, incident reports and insurance. Those are the records that answer a substantial-lack-of-concern allegation. Note too that no Michigan Supreme Court decision found in this research states the gross-negligence rule for private waivers; it rests on the Court of Appeals, which is settled in practice but worth rechecking.

Electronic signatures in Michigan

Michigan's uniform electronic transactions act occupies MCL 450.831 through 450.849 and gives its own short title in the first section. The operative provision is section 450.837: a record or signature shall not be denied legal effect or enforceability solely because it is in electronic form; a contract shall not be denied legal effect or enforceability solely because an electronic record was used in its formation; if a law requires a record to be in writing, an electronic record satisfies the law; and if a law requires a signature, an electronic signature satisfies the law. Section 450.835(2) limits the act to transactions between parties each of which has agreed to conduct transactions by electronic means, an agreement determined from the context and surrounding circumstances including the parties' conduct. Section 450.839 attributes an electronic record or signature to a person if it is the act of the person, which may be shown in any manner, including by a security procedure.

None of that changes the substantive test, which is the point worth remembering. A Michigan court asked whether an online waiver was fairly and knowingly made, and whether it explicitly informed the reader of its effect, will want to see what was on the screen. Present the release as its own headed block rather than as small print inside a scrolling pane, put a checkbox or an initials field beside it, capture the participant's agreement to sign electronically, and keep the identity data, the timestamp and the exact version of the form that was displayed. If your form changes, keep the old versions, because the question will always be about the document this participant saw.

How to use this form in Michigan

Open the Word template, work through the bracketed placeholders and put in your business name, the activity, the location, and Michigan and your county in the governing-law clause. Check the first line of the release paragraph against the Xu standard: does it tell an ordinary reader, in plain words, that they are giving up the right to sue? If not, rewrite it until it does. Extend the released parties to the owners, employees and agents. Expand the acknowledgment section with the dangers that are genuinely specific to what you run, in the way Cole's release did. Leave the exclusion for gross negligence and wilful and wanton misconduct where it is.

Then handle the state-specific pieces. If you are a nonprofit running youth recreation, the guardian block can do real work under MCL 700.5109, but write it so it claims only what the section allows: a release of claims arising solely from the inherent risks of the activity, by a parent or guardian, in writing. If you are a commercial operator, treat the guardian block as consent and evidence rather than a release of the child's claim. Post the equine warning if horses are involved, and the skater duties if you run a rink. Delete the note to the business before you publish, and have a Michigan attorney review the finished document.

Setting the same form up online is straightforward. Paste each section into a Waiver.com template as its own text block, keep the release in a separate headed block with an initials field beside it so the record shows the participant's attention was drawn there, add the participant and guardian fields, and publish a version. Every signature after that is tied to a published version and a timestamp, so if a Michigan court ever asks what this signer actually saw and agreed to, you can show it rather than describe it.

Sample wording

These are the clauses courts read most closely, quoted from the downloadable template. Square brackets are placeholders; replace [State] with Michigan and review the whole document against the Michigan sections above.

FROM LIABILITY WAIVER AND RELEASE AGREEMENT

Acknowledgment and Assumption of Risk

I understand that [describe the activity, e.g. indoor rock climbing, a guided kayak tour, a fitness class] (the "Activity") involves inherent risks, dangers and hazards that cannot be eliminated regardless of the care taken to avoid injury. These risks include, without limitation: slips, trips and falls; collisions with other participants, spectators, equipment, structures or natural features; equipment that fails, is misused or is not properly adjusted; the conditions of the premises, weather, water or terrain; overexertion, dehydration, heat or cold; the actions or negligence of other participants; and the risk that staff may misjudge a participant's ability or the conditions. I understand that these risks may result in property damage, bodily injury, illness, permanent disability, paralysis or death.

I confirm that I am voluntarily choosing to take part with full knowledge of these risks. I ASSUME ALL RISKS OF PARTICIPATION, KNOWN AND UNKNOWN, INCLUDING RISKS ARISING FROM THE ORDINARY NEGLIGENCE OF THE RELEASED PARTIES, to the fullest extent permitted by the law of the governing state named below.

Release of Liability

In consideration of being permitted to take part in [describe the activity, e.g. indoor rock climbing, a guided kayak tour, a fitness class] (the "Activity"), I, for myself and on behalf of my heirs, executors, administrators, assigns and next of kin, RELEASE, WAIVE AND DISCHARGE [Business Name], its owners, officers, employees, agents, volunteers, contractors, insurers, landlords and affiliated entities (together, the "Released Parties") from all claims, demands, losses and liability for bodily injury, illness, death or property damage arising out of or related to my participation, WHETHER CAUSED BY THE ORDINARY NEGLIGENCE OF THE RELEASED PARTIES OR OTHERWISE, to the fullest extent permitted by law.

This release does not apply to claims arising from gross negligence, recklessness, or intentional misconduct, or to any other claim that cannot be released under the law of the governing state named below.

Parent or Guardian Consent (for a participant under 18)

I am the parent or legal guardian of the minor participant named below and I have the legal authority to sign for them. I have read this document, I have explained the risks of [describe the activity, e.g. indoor rock climbing, a guided kayak tour, a fitness class] (the "Activity") to the minor in terms they understand, and I consent to their participation.

To the fullest extent permitted by the law of the governing state, I make every acknowledgment, release, waiver and promise in this document on behalf of the minor and on my own behalf, and I agree to indemnify the Released Parties against any claim brought by or on behalf of the minor to the extent the law allows. I understand that some states limit or do not allow a parent to release a minor's claims, and that in those states the minor's own claims may not be affected by my signature.

I authorize [Business Name] to obtain emergency medical treatment for the minor if I cannot be reached, and I agree to pay for that treatment.

DOWNLOAD THIS TEMPLATE

The Michigan liability waiver, ready to edit.

An editable Word document with every section above, bracketed placeholders, signature blocks for an adult and for a parent or guardian, and a note reminding you to have a local attorney review it. Free, no email required.

Word (.docx), about 1300 words. This is a general template, not legal advice.
COMMON QUESTIONS

Michigan liability waiver questions

Are liability waivers enforceable in Michigan?

Yes, for ordinary negligence. Michigan holds that contracting against liability for your own ordinary negligence does not offend public policy. The question a court asks is whether the release was fairly and knowingly made and whether its words cover the claim. Under Skotak v. Vic Tanny International a release fails that test only if the signer was dazed, in shock or drugged, if the nature of the document was misrepresented, or if there was other fraudulent or overreaching conduct.

Does a Michigan waiver have to use the word negligence?

No, and it does not have to be labelled a release either. But Xu v. Gay draws a line that catches sloppy forms: at a minimum the document should explicitly inform the reader of its effect. A sign-in sheet saying the fitness centre assumes no responsibility for any injuries was held not to be a release at all, because nothing in it told the signer he was giving up the right to sue. Broad release-and-discharge wording, as in Skotak, works.

Can a parent sign away a child's claim in Michigan?

Only in one narrow situation. Woodman v. Kera LLC held that a parental pre-injury waiver is unenforceable under Michigan common law, because a minor cannot contract and a parent cannot contractually bind the child. MCL 700.5109 then carved out recreational activities sponsored or organised by a nongovernmental nonprofit organisation, and even there the release reaches only injury resulting solely from the inherent risks and expressly does not cover the organiser's own negligence. A commercial operator gets nothing from that section.

Can a Michigan waiver release gross negligence?

No. Lamp v. Reynolds puts it plainly: a party may contract against liability for ordinary negligence but may not insulate himself against gross negligence or wilful and wanton misconduct. Gross negligence here means conduct so reckless as to demonstrate a substantial lack of concern for whether an injury results, the definition borrowed from the governmental tort liability act and applied to waivers in Xu v. Gay.

Does a waiver signed by the participant stop the family suing after a death?

In Michigan it generally does. The wrongful-death act, MCL 600.2922(1), gives a claim only where the injured person could have maintained one had death not followed, so the personal representative stands in the decedent's place. That is how Skotak was decided against the widow of a health-club member. The analysis is different where the release never bound the participant in the first place, as the court found in Xu.

Is an electronic waiver valid in Michigan?

Yes. Michigan's uniform electronic transactions act runs from MCL 450.831 to 450.849. Section 450.837 says a record or signature is not denied legal effect solely because it is electronic and that an electronic record satisfies a law requiring a writing. Section 450.835(2) applies the act only between parties who have agreed to transact electronically, shown from the context and their conduct, and section 450.839 attributes a signature to a person if it was that person's act.

How long does someone have to sue in Michigan after signing a waiver?

Three years from the injury or the death under MCL 600.5805(2), which is longer than the two years most states allow. The tail for minors is shorter, though. MCL 600.5851(1) gives a person who was under 18 when the claim accrued one year after the disability is removed, so a child's claim usually closes at nineteen rather than twenty or twenty-one.

Which Michigan statutes require posted or printed notices?

The equine activity liability act, MCL 691.1661 to 691.1667, requires the statutory warning to be posted in conspicuous letters at least one inch high near the activity and repeated in clearly readable print in every written contract for instruction, professional services or the rental of an equine or tack. The roller skating safety act, MCL 445.1721 and following, requires a rink operator to post the duties the act imposes on skaters and spectators. The ski area safety act at MCL 408.342(2) declares that a skier accepts the dangers that inhere in the sport.

OFFICIAL RESOURCES

Official Michigan resources

  1. Michigan Legislature: Michigan Compiled Laws
  2. Michigan Courts
  3. State Bar of Michigan
  4. Michigan Legal Help

Activity-specific Michigan statutes

  1. Equine activity liability act, Mich. Comp. Laws §§ 691.1661 to 691.1667An equine professional is not liable for an injury to or the death of a participant resulting from an inherent risk of the equine activity. Section 691.1666 conditions that protection on posting the statutory warning in conspicuous letters no less than one inch high near the activity and including the same warning in clearly readable print in every written contract for professional services, instruction, or the rental of an equine, tack or equipment.
  2. Ski area safety act, Mich. Comp. Laws §§ 408.321 to 408.344Section 408.342(2) provides that each person who participates in the sport of skiing accepts the dangers that inhere in that sport insofar as the dangers are obvious and necessary, and lists them: variations in terrain, surface or subsurface snow or ice conditions, bare spots, rocks, trees, other forms of natural growth or debris, collisions with lift towers or other skiers, and properly marked snow-making or snow-grooming equipment.
  3. Roller skating safety act, Mich. Comp. Laws §§ 445.1721 to 445.1726Section 445.1723 requires a rink operator to post the duties of roller skaters and spectators prescribed by the act in conspicuous places, to comply with the roller skating rink operators association safety standards, to maintain the skating surface and equipment to those standards, and to keep the required signs legible.
  4. Estates and Protected Individuals Code, parental releases, Mich. Comp. Laws § 700.5109The only route by which a Michigan parent can release a claim for a child before an injury. It reaches only recreational activities sponsored or organised by a nongovernmental nonprofit organisation, only the sponsor or organiser and paid or volunteer coaches, only injury or death resulting solely from inherent risks, and it must be in writing. It does not limit liability for the released party's own negligence or the negligence of its employees or agents.

Cases and statutes cited on this page

  1. Skotak v. Vic Tanny International, Inc., 203 Mich. App. 616, 513 N.W.2d 428 (1994)A health-club membership release barred a wrongful-death negligence claim; contracting against liability for one's own ordinary negligence is not against Michigan public policy, and a release is valid if fairly and knowingly made.
  2. Xu v. Gay, 257 Mich. App. 263 (2003)A fitness-centre sign-in sheet stating that the centre assumes no responsibility for injuries was not a release, because it never told the reader he was giving up the right to sue; words such as release or waiver are not required but the effect must be explicit.
  3. Cole v. Ladbroke Racing Michigan, Inc., 241 Mich. App. 1, 614 N.W.2d 169 (2000)A racetrack release that recited the inherent dangers of the restricted area and waived all liability clearly expressed the intention to disclaim liability for the defendant's own negligence.
  4. Universal Gym Equipment, Inc. v. Vic Tanny International, Inc., 207 Mich. App. 364, 526 N.W.2d 5 (1994)Cited in Lamp v. Reynolds for the rule that a party may contract against liability for ordinary negligence but not for gross negligence or wilful and wanton misconduct.
  5. Woodman v. Kera LLC, 486 Mich. 228, 785 N.W.2d 1 (2010)A father signed a waiver before his five-year-old son's birthday party at an inflatable play centre; the boy broke his leg jumping off a slide. The Supreme Court held that under Michigan common law a parental pre-injury waiver is unenforceable, and declined to change the rule.
  6. Woodman v. Kera LLC (Court of Appeals), 280 Mich. App. 125, 760 N.W.2d 641 (2008)The decision the Supreme Court affirmed: a parent has no authority merely by virtue of the parental relation to waive, release or compromise claims of his or her child, and any exception is for the Legislature.
  7. MCL 700.5109, Mich. Comp. Laws § 700.5109The legislative answer to Woodman: a parental release for a minor's recreational activity, limited to nonprofit-sponsored activities, to inherent risks only, and expressly not covering the released party's own negligence.
  8. MCL 600.5851, Mich. Comp. Laws § 600.5851(1)A person under 18 when the claim accrues has one year after the disability is removed to bring the action, even though the ordinary limitation period has run.
  9. Lamp v. Reynolds, 249 Mich. App. 591, 645 N.W.2d 311 (2002)Two signed motocross releases did not bar a wilful and wanton misconduct claim arising from a hidden tree stump beside the track; a party may not insulate himself against gross negligence or wilful and wanton misconduct.
  10. MCL 691.1407(2)(c), Mich. Comp. Laws § 691.1407(2)(c)The statutory source of the definition Michigan courts use: conduct so reckless as to demonstrate a substantial lack of concern for whether an injury results.
  11. MCL 600.2922(1), Mich. Comp. Laws § 600.2922(1)The wrongful-death act: the claim exists only if the injured person could have maintained it, so a valid release taken from a participant also defeats the derivative wrongful-death claim, as Xu explains.
  12. MCL 691.1666, Mich. Comp. Laws § 691.1666Equine activity liability act: the warning notice must be posted in conspicuous letters no less than one inch in height near the activity, and included in clearly readable print in every written contract for professional services, instruction or the rental of an equine or equipment.
  13. MCL 445.1723, Mich. Comp. Laws § 445.1723Roller skating safety act: the operator must post the duties of skaters and spectators in conspicuous places and keep the signs legible.

Where the law is unsettled

  • The Michigan Legislature's own site, legislature.mi.gov, is protected by a web application firewall that blocked automated requests throughout this research, so every statutory section was read on FindLaw's copy of the Michigan Compiled Laws. Confirm the current text on the official site before relying on it.
  • Woodman v. Kera produced three opinions and no single majority rationale beyond the common-law holding. The holding that a parental pre-injury waiver is unenforceable is the Court's, but the suggestion that a parental indemnity agreement is an alternative was Justice Young's and Justice Hathaway expressly disagreed with it, so do not treat an indemnity workaround as settled.
  • No Michigan Supreme Court decision found in this research holds that a release cannot cover gross negligence. The rule comes from the Court of Appeals in Lamp v. Reynolds and the cases it cites, and the definition of gross negligence was borrowed from the governmental tort liability act rather than written for waivers.
  • MCL 700.5109 has not been construed by the Michigan appellate courts in any decision found during this research, so the boundary between an inherent risk of the activity and the organiser's own negligence is untested.
  • The Michigan case citations were verified against the Caselaw Access Project's copies of the official reporters; the case.law reader pages require JavaScript, so the underlying records were checked through the project's static data.
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