Free South Carolina Liability Waiver Form
A South Carolina liability waiver form in Word, with how the courts construe releases, minors, gross negligence and e-signing.
- Pre-injury releases of negligence
- Enforceable, strictly construed
Pride v. Southern Bell Telephone & Telegraph Co. - Parent signing for a minor
- Unsettled
Arnold v. Life Insurance Co. of Georgia - Gross negligence
- Cannot be released. McCune v. Myrtle Beach Indoor Shooting Range, Inc.
- Electronic signatures
- Uniform Electronic Transactions Act, S.C. Code Ann. § 26-6-10 et seq.
- Personal-injury limitation period
- 3 years, S.C. Code Ann. § 15-3-530(5)
- Research status
- Reviewed against primary sources on . General information, not legal advice.
South Carolina will enforce a well written release, and it has done so for participants at a speedway and at a paintball range. It will also take a release apart sentence by sentence, because the settled rule here is that clauses of this kind tend to induce a want of care, so they are disfavoured and read strictly against whoever wrote them. The difference between the releases that worked and the one that did not had almost nothing to do with formatting and almost everything to do with whether the document said, in so many words, who was being released and from what.
This page walks through what the South Carolina cases actually decided, where the law is genuinely unsettled, what the state's electronic signature statute does and does not do for you, and how to adapt the downloadable form for a business operating here. It is general information and not legal advice; a South Carolina lawyer should read your finished form before a customer signs it.
How South Carolina treats liability waivers
The starting point is a 1964 telephone directory case. In Pride v. Southern Bell Telephone and Telegraph the Supreme Court upheld a clause limiting the phone company's liability for botching a dentist's yellow pages advertisement, and in doing so set out the sentence every later South Carolina release decision quotes: because such provisions tend to induce a want of care, they are not favoured by the law and will be strictly construed against the party relying on them. Pride also listed the situations where public policy overrides freedom of contract, including a duty of public service, a matter in which the public has an interest, and parties who are not on roughly equal bargaining terms.
Seventeen years later the Court applied that framework to recreation. Roy Huckaby signed a waiver and release on entering Confederate Motor Speedway, crashed into a guardrail he said had been badly installed, and lost. The Court held he had voluntarily entered the agreement and that his claim was barred, adding assumption of risk as a second, independent ground, and observing that other states had rejected public policy attacks on racetrack releases. The Court of Appeals reached the same result in 2005 in McCune v. Myrtle Beach Indoor Shooting Range, where a paintball player blinded in one eye by a pellet that got past a loose rental mask was held to a release that explicitly and unambiguously covered the operator's own negligence.
Then there is Fisher ex rel. Estate of Fisher v. Stevens, decided by the Court of Appeals in 2003, which is the case a South Carolina operator should read first. It is the one where the release lost. The most recent word from the Supreme Court came in Maybank v. BB&T Corp. in 2016, a wealth management dispute rather than a recreation case, but its summary is the current law: clauses of this type are generally upheld as commercially reasonable, yet they are disfavoured, strictly construed against the drafter, subject to being declared unenforceable for public policy or unconscionability, and powerless against a party's own actual fraud. The Court added that public policy in this state is determined by looking to legislative enactments wherever possible, which is a useful signal about how a judge will approach an argument that your form offends it.
Waivers signed for minors in South Carolina
South Carolina has not answered the question. No decision of the Supreme Court or the Court of Appeals holds that a parent may give up a child's own prospective claim against an operator, and none holds that a parent may not. There is no statute on it. Anyone who tells you the point is settled here is usually thinking of McCune, which is sometimes described in secondary material as a case about a minor. Read the opinion and it is plainly not: Christine McCune was an adult, she was playing paintball with her husband and friends, and no guardian signature was anywhere in the case.
What South Carolina does settle makes a guardian's release look fragile. A contract made by a minor is voidable at the minor's election, valid only until the minor or the minor's representative disaffirms it, and the minor cannot keep the favourable parts and drop the rest. Section 15-3-40 stops the limitation clock while an injured person is within the age of eighteen years. And section 62-5-433 requires that any settlement of a claim over twenty-five thousand dollars in favour of a minor be put to a court on a verified petition, with the petitioner swearing that the deal is in the child's best interests, which tells you how much independent weight the state gives a parent's judgment once real money is involved.
That does not make the guardian block pointless, and you should keep it. It records informed consent to the child taking part, authorises emergency medical treatment, releases whatever claims the parent holds in a personal capacity, and preserves proof that the family was told what the activity involves. Those are worth having. Simply do not build your risk planning on the assumption that a fifteen year old's negligence claim went away when a parent tapped a signature pad.
What the waiver must say to hold up in South Carolina
There is no conspicuousness statute here, no type-size rule, and no case striking a release for small print. The requirement is explicitness. South Carolina follows the rule that an exculpatory clause will never be construed to exempt a party from liability for his own negligence in the absence of explicit language clearly indicating that such was the intent of the parties, and Fisher applied it with some force.
Three drafting lessons come straight out of Fisher. First, name the parties. Daniel Fisher's release covered promoters, the racing association, the track operator and owner, officials, vehicle owners, drivers and pit crews, but the court held that in a NASCAR sanctioned setting vehicle owner and driver are terms of art meaning competitors, so the owner and driver of the wrecker he fell from were not released at all. If you want your landlord, your equipment supplier, your volunteers or your independent instructors covered, identify them by category in the document rather than hoping a generic word stretches far enough.
Second, resist the sweeping catch-all. The same release also purported to cover any persons in any restricted area, and the court held that clause too broad to enforce and void as against public policy, pointing out that read literally it would protect someone who had sneaked into the pits. In South Carolina breadth is not strength. The broader the clause, the more room a judge has to say it never clearly informed the signer what he was giving up.
Third, look at the documents that survived. The paintball release in McCune runs to a handful of numbered paragraphs. It opens by describing the real risk of the activity, including permanent disability and death. It then states in capitals that the participant knowingly and freely assumes all such risks, both known and unknown, even if arising from the negligence of those released. It lists the released parties, carves out gross negligence and wanton misconduct, and closes with a capitalised line confirming the signer has read it, understands its terms and knows he has given up substantial rights. That is the shape to copy: specific, explicit, short enough to read, and honest about what it does not cover.
Gross negligence and what a South Carolina waiver cannot cover
Assume your release stops at ordinary negligence. No reported South Carolina decision has enforced one against a gross negligence claim, and in McCune the Court of Appeals made a point of saying that the release before it did not preclude a gross negligence action, that its opinion should not be read as creating an indefensible position for all injuries sustained during inherently dangerous recreational activities, and it cited decisions from Tennessee and West Virginia holding that agreements against liability for gross negligence are unenforceable. That is not a holding, and the honest description is that the question remains open, but it is as clear a signal as an intermediate appellate court can give without deciding.
Two related points are settled enough to plan around. Pride recorded that the plaintiff had alleged wilful as well as negligent conduct and that the Court was expressing no opinion on whether the contractual limitation could relieve the defendant of a wilful act, leaving that door shut rather than open. Maybank held that a party cannot use an exculpatory clause to keep the benefit of an agreement procured by its own actual fraud, although a jury finding of constructive fraud was not enough to defeat the clause there.
It helps to know what the threshold looks like. South Carolina defines gross negligence as the failure to exercise even the slightest care, or the intentional conscious failure to do something it is incumbent on you to do. That is a high bar for a plaintiff, and in McCune the plaintiff conceded at oral argument that the range had shown at least slight care by trying to adjust her mask. Your protection against the claim that clears that bar is not the paperwork. It is staff training, maintained equipment, written inspection records and adequate insurance, plus a release that says openly it does not extend to gross negligence, recklessness, wilful or wanton conduct or intentional acts, together with a severability clause so one struck sentence does not take the document with it.
Electronic signatures in South Carolina
South Carolina enacted the Uniform Electronic Transactions Act in 2004, as chapter 6 of title 26. Section 26-6-70 does the main work: a record or signature must not be denied legal effect or enforceability solely because it is in electronic form, an electronic record satisfies a law requiring a record to be in writing, and an electronic signature satisfies a law requiring a signature. Section 26-6-130 adds that evidence cannot be excluded in a proceeding merely because the record or signature is electronic.
The section that decides real cases is 26-6-50. The chapter applies only to transactions between parties who agree to conduct transactions by electronic means, and whether they agreed is determined from the context and surrounding circumstances, including their conduct. A participant who taps through a kiosk at your front desk has probably agreed, but a discrete step in which the signer confirms they are willing to sign electronically turns a probability into a record. Note too that a party who agrees to one electronic transaction may refuse others, and that right cannot be waived by agreement.
Attribution comes from section 26-6-90: an electronic record or signature is attributable to a person if it is the act of that person, shown in any manner, including evidence of the efficacy of a security procedure. In practice that means an email or phone verification, an identifiable device and address, and a timestamp that ties the signature to a particular person at a particular moment. Section 26-6-120 covers retention, and it asks for a stored record that accurately reflects the information as first generated and remains accessible for later reference, which is a reason to keep the exact document version alongside the signature rather than a regenerated summary of it.
How to use this form in South Carolina
Open the Word template and work through every square-bracket placeholder: the legal name of the business, the trading name your customers know, the address, the activity, and South Carolina plus your county in the governing-law clause. Then do the South Carolina specific pass. Expand the list of released parties so it names the entity, its owners, officers, employees, instructors, contractors, volunteers, landlord and equipment suppliers by category, because Fisher shows that a term you assume is generic may be read as a term of art. Keep the explicit statement that the participant is releasing claims caused by the negligence of those parties. Delete any residual catch-all that would sweep in strangers. Write the risk description to match what your activity actually involves, in the concrete way the paintball release described a pellet injury. Retain the sentence excluding gross negligence, recklessness, wilful or wanton conduct and intentional acts, and retain the severability clause. Keep the guardian block for consent and medical authority while planning on the child's claim surviving. If you employ the people doing the activity, take them out of this document entirely and handle worker injuries through workers' compensation and your employment paperwork. Add the equine warning if you run horses, check your permit, inspection and insurance position if you run rides, and keep a gym membership contract separate from the waiver so the Physical Fitness Services Act rules apply to the contract alone. Strike the note to the business, then have a South Carolina attorney review what is left.
To move it online, rebuild each section as its own text block in a Waiver.com template, keep the released-parties list and the negligence sentence in a block of their own with an acknowledgment field beside them, add participant and guardian fields, put the agreement to sign electronically on its own step, and publish a version. Every signature then carries the version it was given against, the timestamp and the identity data that section 26-6-90 asks for, which is exactly the record you want when a strictly construing court asks what this participant was told.
Sample wording
These are the clauses courts read most closely, quoted from the downloadable template. Square brackets are placeholders; replace [State] with South Carolina and review the whole document against the South Carolina sections above.
Acknowledgment and Assumption of Risk
I understand that [describe the activity, e.g. indoor rock climbing, a guided kayak tour, a fitness class] (the "Activity") involves inherent risks, dangers and hazards that cannot be eliminated regardless of the care taken to avoid injury. These risks include, without limitation: slips, trips and falls; collisions with other participants, spectators, equipment, structures or natural features; equipment that fails, is misused or is not properly adjusted; the conditions of the premises, weather, water or terrain; overexertion, dehydration, heat or cold; the actions or negligence of other participants; and the risk that staff may misjudge a participant's ability or the conditions. I understand that these risks may result in property damage, bodily injury, illness, permanent disability, paralysis or death.
I confirm that I am voluntarily choosing to take part with full knowledge of these risks. I ASSUME ALL RISKS OF PARTICIPATION, KNOWN AND UNKNOWN, INCLUDING RISKS ARISING FROM THE ORDINARY NEGLIGENCE OF THE RELEASED PARTIES, to the fullest extent permitted by the law of the governing state named below.
Release of Liability
In consideration of being permitted to take part in [describe the activity, e.g. indoor rock climbing, a guided kayak tour, a fitness class] (the "Activity"), I, for myself and on behalf of my heirs, executors, administrators, assigns and next of kin, RELEASE, WAIVE AND DISCHARGE [Business Name], its owners, officers, employees, agents, volunteers, contractors, insurers, landlords and affiliated entities (together, the "Released Parties") from all claims, demands, losses and liability for bodily injury, illness, death or property damage arising out of or related to my participation, WHETHER CAUSED BY THE ORDINARY NEGLIGENCE OF THE RELEASED PARTIES OR OTHERWISE, to the fullest extent permitted by law.
This release does not apply to claims arising from gross negligence, recklessness, or intentional misconduct, or to any other claim that cannot be released under the law of the governing state named below.
Parent or Guardian Consent (for a participant under 18)
I am the parent or legal guardian of the minor participant named below and I have the legal authority to sign for them. I have read this document, I have explained the risks of [describe the activity, e.g. indoor rock climbing, a guided kayak tour, a fitness class] (the "Activity") to the minor in terms they understand, and I consent to their participation.
To the fullest extent permitted by the law of the governing state, I make every acknowledgment, release, waiver and promise in this document on behalf of the minor and on my own behalf, and I agree to indemnify the Released Parties against any claim brought by or on behalf of the minor to the extent the law allows. I understand that some states limit or do not allow a parent to release a minor's claims, and that in those states the minor's own claims may not be affected by my signature.
I authorize [Business Name] to obtain emergency medical treatment for the minor if I cannot be reached, and I agree to pay for that treatment.
The South Carolina liability waiver, ready to edit.
An editable Word document with every section above, bracketed placeholders, signature blocks for an adult and for a parent or guardian, and a note reminding you to have a local attorney review it. Free, no email required.
Word (.docx), about 1300 words. This is a general template, not legal advice.South Carolina liability waiver questions
Are liability waivers enforceable in South Carolina?
Yes, within limits. The Supreme Court enforced a racetrack waiver in Huckaby v. Confederate Motor Speedway in 1981 and restated the framework in Maybank v. BB&T in 2016, and the Court of Appeals enforced a paintball release in McCune in 2005. The same decisions repeat that these clauses tend to induce a want of care, are disfavoured, and get construed strictly against whoever is relying on them, and that a court may refuse enforcement on public policy or unconscionability grounds.
Does a South Carolina waiver have to use the word negligence?
No decision makes the word compulsory, but leaving it out is reckless drafting. South Carolina follows the rule that an exculpatory clause will never be read to exempt someone from liability for his own negligence without explicit language clearly indicating that the parties intended exactly that. Both releases South Carolina appellate courts have upheld against a negligence claim said so in plain capitals, so the safe assumption is that the word belongs in your form.
Why did the release fail in Fisher v. Stevens?
Because it never named the people who were sued. A man working on a wrecker crew at a Myrtle Beach track was hurt when he fell off the truck, and the wrecker's owner and driver argued that the release covered them as vehicle owners and drivers. The Court of Appeals held that those were racing terms of art for competitors, and that the residual clause releasing anyone in any restricted area was too broad to enforce and void as against public policy.
Can a parent sign away a child's claim in South Carolina?
Nobody knows, because no South Carolina appellate court has decided it and there is no statute on the question. The surrounding rules are unhelpful to operators: a minor's own contract is voidable at the minor's election, the limitation period does not run while the child is under eighteen, and a settlement of a child's claim above twenty-five thousand dollars needs a court's approval under section 62-5-433. Collect the guardian signature, but plan on the child's claim surviving it.
Can a South Carolina waiver cover gross negligence?
Treat it as unavailable. No reported South Carolina decision has enforced a release against a gross negligence claim, and in McCune the Court of Appeals went out of its way to note that the release in front of it excepted gross negligence and wanton misconduct, citing Tennessee and West Virginia authority that such agreements are unenforceable. In 1964 the Supreme Court in Pride expressly declined to say whether an exculpatory clause could excuse a wilful act, and that question is still open.
Is an electronic waiver valid in South Carolina?
Yes. South Carolina adopted the Uniform Electronic Transactions Act in 2004 as chapter 6 of title 26. Section 26-6-70 says a record or signature cannot be denied effect solely because it is electronic and that an electronic signature satisfies a signature requirement, section 26-6-50 confines the chapter to parties who agreed to transact electronically as shown by context and conduct, and section 26-6-90 attributes a signature to whoever actually made it.
How long does someone have to sue after signing a South Carolina waiver?
Three years for personal injury under section 15-3-530(5), and three years from the date of death for a wrongful death claim under subsection (6). Section 15-3-40 stops the clock while the injured person is under eighteen, with an outside limit of one year after that disability ends, so a claim for a childhood injury can stay alive until roughly the nineteenth birthday. Keep signed waivers and the matching form version for longer than you think you need to.
What South Carolina statutes apply on top of the waiver?
Stables and riding operations must post the statutory equine warning in black letters at least an inch high and repeat it in clearly readable print in every written contract for instruction, services or rental, or they forfeit the immunity in section 47-9-720. Amusement device owners need a permit, annual inspection and at least five hundred thousand dollars of per-occurrence liability cover. Gyms and studios selling contracts over three months or two hundred dollars fall under the Physical Fitness Services Act, which dictates notices, a three day cancellation right and a term cap.
Official South Carolina resources
- South Carolina Code of Laws (South Carolina Legislature)
- South Carolina Judicial Branch
- South Carolina Bar
- South Carolina Legal Services
Activity-specific South Carolina statutes
- South Carolina Equine Activity Liability Act, S.C. Code Ann. §§ 47-9-710 to 47-9-730Sponsors and equine professionals are not liable for injury or death resulting from an inherent risk of equine activity, with exceptions in section 47-9-720(B) for faulty tack they knew or should have known about, failing to make reasonable efforts to match rider to horse, dangerous latent land conditions without conspicuously posted warnings, wilful or wanton disregard for safety, and intentional injury. Section 47-9-730 requires the statutory WARNING notice on signs in black letters at least one inch high near stables, corrals, arenas or trail entrances, and in clearly readable print in every written contract for professional services, instruction, or rental of equipment, tack or an equine. Failure to comply forfeits the immunity.
- South Carolina Amusement Rides Safety Code and Rider Safety Act, S.C. Code Ann. § 41-18-10 et seq.Amusement device owners need a permit from the Labor Division of the Department of Labor, Licensing and Regulation, annual inspection, and proof of liability insurance of at least five hundred thousand dollars for each occurrence under section 41-18-90. Article 3, the Rider Safety Act of 2005, sets minimum duties on riders to obey posted rules and warnings, and section 41-18-330 places a duty on a rider's parent or guardian to ensure the rider complies with the article. Signs used to communicate with riders must use lettering at least two inches high. The chapter creates no release or waiver.
- Physical Fitness Services Act, S.C. Code Ann. § 44-79-10 et seq.Applies to prepaid or credit contracts for physical fitness services running over three months or over two hundred dollars, at gyms, health spas, studios, weight-control and tanning centres and athletic clubs. The contract must be in writing with a copy given at signing, must disclose locations and facilities, and must carry the CUSTOMER'S RIGHT TO CANCEL notice allowing cancellation by certified mail before midnight of the third business day, plus cancellation for death, certified disability or a move of more than fifty miles. Terms are capped at twenty-four months, or thirty-six with the administrator's written approval; an automatic renewal clause must be in bold at least fourteen point and initialled. Section 44-79-40(2) forbids any contract term waiving the chapter's protections, section 44-79-50 makes non-complying provisions unenforceable against the member, and a violation is also a violation of the Unfair Trade Practices Act. The State, its subdivisions and not-for-profits are exempt.
Cases and statutes cited on this page
- Pride v. Southern Bell Telephone & Telegraph Co., 244 S.C. 615, 138 S.E.2d 155 (1964)Source of the governing sentence that exculpatory provisions tend to induce a want of care, are not favoured by the law and will be strictly construed against the party relying on them; lists the public-policy limits, including public duty, public interest and unequal bargaining power.
- Huckaby v. Confederate Motor Speedway, Inc., 276 S.C. 629, 281 S.E.2d 223 (1981)Supreme Court enforced a waiver and release signed by a racecar driver on entering the track, barring his negligence claim over a guardrail, and added assumption of risk as an independent ground.
- Fisher ex rel. Estate of Fisher v. Stevens, 355 S.C. 290, 584 S.E.2d 149 (Ct. App. 2003)Release did not protect a wrecker's owner and driver: the words vehicle owner and driver were racing terms of art, and the catch-all releasing ANY PERSONS IN ANY RESTRICTED AREA was too broad to enforce and void as against public policy.
- McCune v. Myrtle Beach Indoor Shooting Range, Inc., 364 S.C. 242, 612 S.E.2d 462 (Ct. App. 2005)Enforced a paintball release that explicitly and unambiguously covered the operator's own negligence; distinguishes Fisher as ambiguous and overbroad.
- Maybank v. BB&T Corp., 416 S.C. 541, 787 S.E.2d 498 (2016)Most recent Supreme Court statement: such clauses are generally upheld yet disfavoured and strictly construed against the drafter, may be voided for public policy or unconscionability, public policy is drawn from legislative enactments, and unequal bargaining power alone did not defeat the clause on these facts.
- Arnold v. Life Insurance Co. of Georgia, 226 S.C. 60, 83 S.E.2d 553 (1954)A contract made by a minor is voidable at the minor's election, though valid until disaffirmed by the minor or the minor's representative, and the minor cannot ratify part and avoid the rest.
- S.C. Code Ann. § 15-3-40, S.C. Code Ann. § 15-3-40Time spent under the disability of being within the age of eighteen years is not counted toward the limitation period, subject to the outside limit that the period cannot be extended longer than one year after the disability ceases.
- S.C. Code Ann. § 62-5-433, S.C. Code Ann. § 62-5-433Settlement of a claim over twenty-five thousand dollars in favour of or against a minor must be effected by verified petition and court approval, with the petitioner stating that the settlement is in the child's best interests.
Where the law is unsettled
- The opinions were read in full in the Caselaw Access Project static archive of the official South Carolina Reports at static.case.law, which is the URL cited for each case. The Judicial Branch site does not publish opinions from 1954, 1964, 1981, 2003 or 2005, and the full-text pages on other case-law services blocked automated access.
- McCune v. Myrtle Beach Indoor Shooting Range is sometimes described in secondary sources as a decision about a minor and a parental release. The opinion shows otherwise: the plaintiff was an adult who was injured playing paintball, and the case decides nothing about signatures given for children.
- No South Carolina appellate decision resolves whether a parent can release a minor's own prospective claim, so the minors stance is recorded as unsettled rather than as a prediction of how the courts would rule.
- No South Carolina decision squarely holds that a pre-injury release cannot cover gross negligence. The position rests on the Court of Appeals' emphasis in McCune, its reliance there on Tennessee and West Virginia authority, and the Supreme Court's express refusal in Pride to decide whether such a clause could relieve a wilful act.
- South Carolina has no conspicuousness statute or type-size rule for releases. The drafting guidance in the conspicuousness section is drawn from the strict-construction rule and from how the releases that survived were actually written, not from a formatting test a court has adopted.
- We located no South Carolina ski-area statute and no general recreational-activity immunity statute covering commercial operators; only the equine, amusement-ride and physical-fitness statutes listed here were found in the code. Confirm before relying on the absence of another.
- A 2023 Court of Appeals decision, Owens v. Mountain Air Heating & Cooling, applies the same release principles, but it does not appear in the court's published opinion series for that date, so it is not relied on here.
Get it signed before guests arrive.
Paste your attorney-approved wording into the builder, publish a version, and collect signatures by link, QR code or kiosk with a time-stamped audit trail and the exact text each person saw.